Welcome to Advantage Collection Professionals!


"Our mission at Advantage is simple. We are out to provide the best possible service to our clients at the best possible rates. Our collectors want to collect your money without ruining your company's good name. We want the quality of our services to speak for Advantage and our client base to grow on our good name."

Links

 Helpful Links 
These links are provided as a courtesy to help you find the information you need. Please notify us of any broken links that need to be updated.
 Consumer Resources 

The Knowledge Base of the Credit and Collection Industry
http://www.acainternational.org

The Credit Counseling Professionals
http://www.consumercredit.com

The Federal Trade Commission - Credit and Loans
http://www.ftc.gov/bcp/menus/consumer/credit.shtm

 Perkins / Financial Aid Info  

General Information
Administrative Wage Garnishment
http://www.ed.gov/offices/OSFAP/DCS/awg.employers.guide.legislative.authority.html
This link provides Administrative Wage Garnishment For Employers
Administrative Wage Garnishment
http://www.ed.gov/offices/OSFAP/DCS/awg.html
General information about Administrative Wage Garnishment is provided in this link
Contacts To Seek Information From The Department Of Education
http://ifap.ed.gov/contacts.htm
Resource contacts to obtain information from the Department of Education
Federal HHS Poverty Guidelines
http://www.fema.gov/disasters/
Institutional Cohort Default Rate List As of June 30, 2000
http://www.ifap.ed.gov/cbpmaterials/0102perkinsorgbk.html
Institutional Cohort Default Rate List As of June 30, 2001
http://www.ifap.ed.gov/cbpmaterials/2001OrangeBook.html
Institutional Cohort Default Rate List As of June 30, 2002
http://www.ifap.ed.gov/cbpmaterials/2002OrangeBook.html
Institutional Cohort Default Rate List As of June 30, 2003
http://www.ifap.ed.gov/cbpmaterials/2003OrangeBKCovPg.html
Institutional Cohort Default Rate List As of June 30, 2004
http://www.ifap.ed.gov/cbpmaterials/0304OrangeBook.html
Institutional Cohort Default Rate List As of June 30, 2005
http://www.ifap.ed.gov/cbpmaterials/0405PerkinsDCROrngBk.html
Institutional Cohort Default Rate List As of June 30, 2006
http://www.ifap.ed.gov/cbpmaterials/0424OrangeBook0506.html
Teach Cancellation Site to search Low Income Schools
https://www.tcli.ed.gov/CBSWebApp/tcli/TCLIPubSchoolSearch.jsp
Use this link to determine if a school is identified as a Low Income School
Teacher Cancellations Information for Federal Perkins
http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelperk.jsp?tab=repaying
Provides basic Teacher Cancellation Information
U.S. Dept. Of Education School Code Search Page
http://www.fafsa.ed.gov/fotw0607/fslookup.htm
All college and university Federal School Codes can be searched with this link

Federal Perkins/Financial Aid Information
Action Letters
http://www.ifap.ed.gov/IFAPWebApp/currentALettersPag.jsp
Dear Partner/Colleague Letters
http://www.ifap.ed.gov/IFAPWebApp/currentDPCLettersPag.jsp
Federal Register Documents
http://209.61.158.42/resources/
NSLDS Information
http://www.ifap.ed.gov/IFAPWebApp/currentNSLDSPag.jsp
Reference Information to report loan data to the National Student Loan Database (NSLDS)
NSLDS Information
http://www.ifap.ed.gov/IFAPWebApp/currentNSLDSPag.jsp
Reference Information to report loan data to the National Student Loan Database (NSLDS)

Student Financial Aid Handbook
(IFAP) SFA Information Professional Web Page
http://www.ifap.ed.gov/IFAPWebApp/index.jsp
2001-2002 Award Year
http://www.ifap.ed.gov/IFAPWebApp/currentSFAHandbooksYearPag.jsp?p1=2001-2002&p2=c
2002-2003 Award Year
http://www.ifap.ed.gov/IFAPWebApp/currentSFAHandbooksYearPag.jsp?p1=2002-2003&p2=c
2003-2004 Award Year
http://www.ifap.ed.gov/IFAPWebApp/currentSFAHandbooksYearPag.jsp?p1=2003-2004&p2=c
2004-2005 Award Year
http://www.ifap.ed.gov/sfahandbooks/0405FSAHBVOL6CBProg.html
2006-2007 Award Year
http://www.ifap.ed.gov/IFAPWebApp/currentSFAHandbooksYearPag.jsp?p1=2006-2007&p2=c
2007-2008 Award Year
http://ifap.ed.gov/IFAPWebApp/currentSFAHandbooksYearPag.jsp?p1=2007-2008&p2=c

Assignment Procedures
Revised Policies and Procedures for Assigning Perkins Loans
http://www.ifap.ed.gov/dpcletters/cb0312.html
Procedures & Forms to Assign Accounts to the Department of Education
 Consolidation Loans 

Federal Consolidation Loan Programs
CitiBank
http://www.studentloan.com
Federal Direct Consolidation Loan Program
https://loanconsolidation.ed.gov/appentry/appindex.html
Sallie Mae
http://www.salliemae.com/
Unipac/Nelnet
http://www.unipac.com./main.asp
 DHHS Student Loans 

Department of Health And Human Services Student Loans
Department of Health And Human Services Health Resources And Services Administration
http://bhpr.hrsa.gov/dsa/weblinks/
Health Profession Student Loans
http://bhpr.hrsa.gov/dsa/sfag/Health_Professions/health_professions.html
Nursing Student Loans
http://bhpr.hrsa.gov/dsa/sfag/Nursing_Programs/nursing_programs.html
 Collection and Reporting 

Collection, Credit Reporting, And Privacy Regulations
Fair Credit Reporting Act
http://www.ftc.gov/os/statutes/fcrajump.htm
Fair Debt Collection Practice Act
http://www.ftc.gov/os/statutes/fdcpajump.htm
Family Educational Rights And Privacy Act (FERPA)
http://www.ed.gov/policy/gen/guid/fpco/ferpa/index.html
Family Educational Rights and Privacy Q&A
http://www.access.gpo.gov/nara/cfr/waisidx_03/34cfr99_03.html
Gramm-Leach-Bliley Act
http://banking.senate.gov/conf/
 Government Info 

Federal Legislative Branch
List of House of Representative Committees
http://www.house.gov/house/CommitteeWWW.html
List of Senate Committees
http://www.senate.gov/committees/index.cfm
Member List of House of Representatives
http://www.house.gov/house/MemberWWW.html
U. S. Senate
http://www.senate.gov/senators/index.cfm
U.S. House of Representatives
http://www.house.gov/

Federal Government Departments
U.S. Department Of Labor
http://www.usdoj.gov/
U.S. Department of Education
http://www.ed.gov/
U.S. Department of Health And Human Services
http://www.os.dhhs.gov/
U.S. Department of Justice
http://www.usdoj.gov/
U.S. Department of Treasury
http://www.ustreas.gov/

Federal Government Agencies
Federal Emergency Management Agency (Identifies areas declared as Disaster Areas)
http://www.fema.gov/disasters/
Federal Trade Commission
http://www.ftc.gov/
General Accounting Office
http://www.gao.gov/
Internal Revenue Service
http://www.irs.gov/
Office of Management And Budget
http://www.whitehouse.gov/omb/
U. S. Federal Agency Directory
http://www.lib.lsu.edu/gov/fedgov.html
 Bankruptcy Resources 
List of Bankruptcy Courts
http://www.uscourts.gov/allinks.html#tth
Non-Discharge 523(a)(8)
http://www4.law.cornell.edu/uscode/html/uscode11/usc_sec_11_00000523----000-.html
New definition of Exeptions to Bankruptcy Discharge that went into effect October 17, 2005
Types of Bankruptcy
http://www4.law.cornell.edu/uscode/11/
 Higher Education Association 

Higher Education Associations
American Collectiors Association, Inc.
http://www.collector.com/
American Counsel on Education
http://www.collector.com/
Association of College Administration Professionals
http://www.acap.org/
Coalition of Higher Education Assistance Organizations
http://www.coheao.org
Committee For Education Funding
http://www.cef.org/
National Association Of College And University Business Officers (NACUBO)
http://www.nacubo.org/

National Council of Higher Education
Loan Programs
http://www.nchelp.org/
 Student Financial Aid 
National Association of Student Financial Aid Administrators
http://www.nasfaa.org/nasfaa/
 Billing Servicers 
Affiliated Computer Services (ACS)
https://www.acs-education.com/bac/EDU/index.html
Campus Partners
http://www.campuspartners.com/
Educational Computer Systems
http://www.ecsi.net/
University Accounting Services
http://www.uaservice.com/
 Student Loan Databases 
National Student Clearinghouse
http://www.studentclearinghouse.org/
National Student Loan Data System
http://ifap.ed.gov/dpcletters/GEN0506.html
National Student Loan Data System Log-on
https://www.nsldsfap.ed.gov/secure/logon.asp
 National Credit Bureaus 
Equifax
http://www.equifax.com/
Experian
http://www.experian.com/
Trans-Union
http://www.transunion.com/
Copyright (c) 2007 Advantage Collection Professionals, Inc.  All rights reserved.